Khalti is a Digital wallet and Online payment solution operating in Nepal. It helps to make payments for Mobile recharges, postpaid bills, Utility bill payments, Online shopping, Movie ticket booking, Insurance premium payment, Electricity bill payment, DTH recharge, Flight booking, Bank to bank transfer, Khanepani Bills, Hotel bookings and many more.
Khalti runs on Nepal eSewa Payment Gateway which is the first payment gateway of Nepal. More than 40 banks are available on Khalti to make Online payments. Khalti can be accessed through their website and by using their mobile app. You can install the Khalti mobile app from PlayStore and AppStore. This App can be used on multiple devices which helps to sync data across different devices.
Features of Khalti Wallet
Khalti is secure and reliable payment solution. For every Khalti user, there will be a unique QR code, which can be used to sent and receive money from other Khalti users. If you follow the official Khalti profile in Facebook or Twitter, you will receive new offers and deals from Khalti.
You can use Khalti wallet, bank cards, Internet Banking and Khalti POS for doing transactions in Khalti. You can also request amount from your friend who is having Khalti account for completing the transaction. If any of the transaction fails, the amount will be refunded to the original payment method. You can keep track of every wallet transactions from your transaction history or from the e-mail receipts you receive after every transaction.
If you are new to Khalti, you can receive free amount on your Khalti wallet. You can follow the below steps for receiving this free cash,
- Open your SMS and type “Khalti Your-name”.
- Sent this message to “35455”.
- You will receive a coupon code.
- Open Khalti website or Mobile app.
- Sign in to the Khalti account.
- From your dashboard, Click on Redeem coupon.
- Enter the coupon code received.
- Your wallet will now credited with a random amount.
The amount received on your Khalti wallet can be used to make any kind of Payment. This amount can also transferred to your bank account or sent to another Khalti user.
For every payments done towards the services provided by Khalti, you will earn Khalti Points. You can redeem these points for Gift hamper provided by Khalti. This Gift hamper can be received from Khalti offices at Bakhundole and Pulchowk. You can visit the Khalti office after 7 days of claiming the Gift hamper. Khalti points cannot be acquired for loading funds to wallet and for transferring fund to others.
KYC in Khalti Wallet
Khalti offers more valuable services for their users who verifies KYC on their account. KYC or Know your Customer is the process done for verifying Information about the identity and the address of Customers. The unverified users can only perform transactions upto NRS.5000/- in a month using their Khalti wallet. Khalti offers exclusive deals and other attractive services for KYC verified customers.
You need to fill the KYC form on your account in order to verify the KYC details. Your Personal Information, Family Information, Permanent Address, Photo etc will be needed to fill the KYC form. You need to provide the copy of any Identity card which includes above details to verify the KYC. After the verification, you can do transactions upto NRS. 50,000/- in a month.
Apart from other digital wallets, Khalti did not provide option for saving your bank details or card details. This lags faster transaction, but gives more protection to our data. For every transaction, you will be redirected to bank’s payment page in order to complete the transaction.
You can also load money in your Khalti wallet using Kiosk machines. You can load maximum of NRS.10,000/- and minimum of NRS.100/- using Kiosk machine. While loading, you need to put one note at a time on the machine for avoiding transaction failures.
Loading money to Khalti wallet can only done from NIBL and Machhapuchchhre banks. It is also possible to load money in your wallet without an account in these banks. From the Kiosk machine, you can select the Khalti Wallet Topup and enter the registered mobile number associated with the Khalti wallet. Your amount will be credited to your wallet soon after the deposit.
Khalti also offer their services to Business organizations and merchants. If your need to use Khalti for your business, you can sign up your business from Khalti Merchant.
You can integrate Khalti Payment Gateway for your Business and can accept online payments using any payment methods. Your customers can use Ebanking, Smart Banking, SCT Cards, Khalti Wallet by integrating Khalti.
If you have any problems towards your Bill payments or Wallet issues, you can contact Khalti on firstname.lastname@example.org.